{"id":138085,"date":"2024-07-02T08:26:55","date_gmt":"2024-07-02T08:26:55","guid":{"rendered":"https:\/\/websitedesigns.com.au\/elankanew\/?p=138085"},"modified":"2024-07-02T08:26:55","modified_gmt":"2024-07-02T08:26:55","slug":"personal-finance-saving-investing-and-planning-for-the-future-by-bhanuka-elanka","status":"publish","type":"post","link":"https:\/\/websitedesigns.com.au\/elankanew\/personal-finance-saving-investing-and-planning-for-the-future-by-bhanuka-elanka\/","title":{"rendered":"Personal Finance: Saving, Investing, and Planning for the Future – By Bhanuka – eLanka"},"content":{"rendered":"

Personal Finance: Saving, Investing, and Planning for the Future – By Bhanuka – eLanka<\/strong><\/span><\/h2>\n

\"Personal<\/p>\n

Personal finance is a crucial aspect of life that affects our ability to achieve our goals and maintain a comfortable lifestyle. Whether you’re just starting your career or planning for retirement, understanding how to save, invest, and plan for the future is essential. This article provides a comprehensive guide to personal finance, covering key strategies for saving, investing, and financial planning.<\/span><\/p>\n

Saving: The Foundation of Personal Finance<\/span><\/strong><\/p>\n

Saving money is the cornerstone of personal finance. It provides a safety net for emergencies, helps you achieve short-term goals, and lays the foundation for investing. Here are some essential tips for effective saving:<\/span><\/p>\n

1. Set Clear Goals<\/span><\/h4>\n

Determine what you\u2019re saving for \u2013 an emergency fund, a down payment on a house, a vacation, or retirement. Having specific goals makes it easier to stay motivated and disciplined.<\/span><\/p>\n

2. Create a Budget<\/span><\/h4>\n

A budget is a financial plan that helps you track your income and expenses. Start by listing your monthly income and fixed expenses, such as rent, utilities, and groceries. Allocate a portion of your income to savings before planning for discretionary spending.<\/span><\/p>\n

3. Pay Yourself First<\/span><\/h4>\n

Treat savings as a non-negotiable expense. Set up automatic transfers to your savings account to ensure you save consistently. Aim to save at least 20% of your income each month.<\/span><\/p>\n

4. Build an Emergency Fund<\/span><\/h4>\n

An emergency fund is a crucial component of financial security. Aim to save three to six months\u2019 worth of living expenses in a separate, easily accessible account. This fund will help you manage unexpected expenses, such as medical bills or car repairs, without going into debt.<\/span><\/p>\n

5. Reduce Unnecessary Expenses<\/span><\/h4>\n

Review your spending habits and identify areas where you can cut back. Small changes, such as cooking at home instead of eating out or canceling unused subscriptions, can add up to significant savings over time.<\/span><\/p>\n

Investing: Growing Your Wealth<\/span><\/strong><\/span><\/p>\n

Investing is the process of putting your money to work to generate a return. While saving ensures your money is safe, investing helps it grow. Here are some key principles of investing:<\/span><\/p>\n

1. Understand Your Risk Tolerance<\/span><\/h4>\n

Risk tolerance is your ability and willingness to endure fluctuations in the value of your investments. Generally, younger investors can afford to take more risks because they have more time to recover from losses. Assess your risk tolerance to determine the right investment strategy for you.<\/span><\/p>\n

2. Diversify Your Portfolio<\/span><\/h4>\n

Diversification involves spreading your investments across different asset classes, such as stocks, bonds, and real estate, to reduce risk. A well-diversified portfolio is less likely to suffer significant losses because the performance of different assets tends to offset each other.<\/span><\/p>\n

3. Invest for the Long Term<\/span><\/h4>\n

Successful investing requires patience and a long-term perspective. Market fluctuations are normal, and trying to time the market often leads to poor investment decisions. Focus on your long-term goals and avoid making impulsive changes to your portfolio based on short-term market movements.<\/span><\/p>\n

4. Use Tax-Advantaged Accounts<\/span><\/h4>\n

Take advantage of tax-advantaged accounts, such as 401(k)s and IRAs, to save for retirement. These accounts offer tax benefits that can help your investments grow more efficiently. For example, contributions to a traditional 401(k) are made with pre-tax dollars, reducing your taxable income for the year.<\/span><\/p>\n

5. Stay Informed<\/span><\/h4>\n

Stay informed about the financial markets and your investments. Regularly review your portfolio to ensure it aligns with your goals and risk tolerance. Consider consulting a financial advisor for personalized advice.<\/span><\/p>\n

Planning for the Future: A Roadmap to Financial Security<\/span><\/strong><\/p>\n

Financial planning involves setting long-term goals and creating a strategy to achieve them. It encompasses saving, investing, and managing your money effectively. Here are some steps to help you plan for the future:<\/span><\/p>\n

1. Define Your Financial Goals<\/span><\/h4>\n

Identify your long-term financial goals, such as buying a home, paying for your children\u2019s education, or retiring comfortably. Be specific about the timeline and amount needed for each goal.<\/span><\/p>\n

2. Create a Financial Plan<\/span><\/h4>\n

Develop a comprehensive financial plan that outlines how you will achieve your goals. This plan should include your savings and investment strategies, budget, and debt repayment plan. Adjust your plan as needed to reflect changes in your life and financial situation.<\/span><\/p>\n

3. Manage Debt Wisely<\/span><\/h4>\n

Debt can be a useful financial tool, but it\u2019s essential to manage it wisely. Prioritize paying off high-interest debt, such as credit card balances, as quickly as possible. Consider consolidating or refinancing loans to lower your interest rates and monthly payments.<\/span><\/p>\n

4. Protect Your Assets<\/span><\/h4>\n

Insurance is a critical component of financial planning. Ensure you have adequate coverage for health, life, disability, and property insurance to protect yourself and your family from unexpected financial burdens.<\/span><\/p>\n

5. Plan for Retirement<\/span><\/h4>\n

Start planning for retirement as early as possible. Estimate how much you will need to maintain your desired lifestyle and create a strategy to save and invest accordingly. Take advantage of employer-sponsored retirement plans and consider additional options, such as individual retirement accounts (IRAs).<\/span><\/p>\n

6. Estate Planning<\/span><\/h4>\n

Estate planning involves preparing for the transfer of your assets after your death. Create a will to specify how your assets will be distributed and appoint guardians for your minor children. Consider setting up a trust to manage and protect your assets for your beneficiaries.<\/span><\/p>\n

Conclusion<\/span><\/h3>\n

Personal finance is about more than just managing money; it\u2019s about achieving your life goals and ensuring financial security for yourself and your loved ones. By saving diligently, investing wisely, and planning strategically, you can build a solid financial foundation and secure a prosperous future. Start today by setting clear goals, creating a budget, and developing a comprehensive financial plan tailored to your needs. Remember, the key to financial success is consistency, discipline, and informed decision-making.<\/span><\/p>\n

Click here to receive your free copy of the eLanka Newsletter twice a week delivered directly\u00a0to\u00a0your\u00a0inbox!<\/span><\/strong><\/a><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Personal Finance: Saving, Investing, and Planning for the Future – By Bhanuka – eLanka Personal finance is a crucial aspect of life that affects our ability to achieve our goals and maintain a comfortable lifestyle. Whether you’re just starting your career or planning for retirement, understanding how to save, invest, and plan for the future […]<\/p>\n","protected":false},"author":3,"featured_media":138086,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"aside","meta":{"footnotes":""},"categories":[20,49988],"tags":[66459,66458,66465,66461,66457,66466,66455,66456,65565,66464,66453,66454,66463,66460,66462],"class_list":{"0":"post-138085","1":"post","2":"type-post","3":"status-publish","4":"format-aside","5":"has-post-thumbnail","7":"category-articles","8":"category-bhanuka-nuwan","9":"tag-budgeting-tips","10":"tag-building-an-emergency-fund","11":"tag-creating-a-financial-plan","12":"tag-diversifying-your-portfolio","13":"tag-financial-planning-strategies","14":"tag-financial-security-tips","15":"tag-how-to-save-money","16":"tag-investing-for-beginners","17":"tag-long-term-investment-strategies","18":"tag-managing-debt-wisely","19":"tag-personal-finance","20":"tag-personal-finance-tips","21":"tag-retirement-planning","22":"tag-risk-tolerance-in-investing","23":"tag-tax-advantaged-accounts","24":"post_format-post-format-aside"},"yoast_head":"\nPersonal Finance: Saving, Investing, and Planning for the Future - By Bhanuka - eLanka - eLanka<\/title>\n<meta name=\"description\" content=\"Personal finance is a crucial aspect of life that affects our ability to achieve our goals and maintain a comfortable lifestyle\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Personal Finance: Saving, Investing, and Planning for the Future - By Bhanuka - eLanka\" \/>\n<meta property=\"og:description\" content=\"Personal finance is a crucial aspect of life that affects our ability to achieve our goals and maintain a comfortable lifestyle\" \/>\n<meta property=\"og:url\" content=\"https:\/\/websitedesigns.com.au\/elankanew\/personal-finance-saving-investing-and-planning-for-the-future-by-bhanuka-elanka\/\" \/>\n<meta property=\"og:site_name\" content=\"eLanka\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/eLanka.com.au\/\" \/>\n<meta property=\"article:published_time\" content=\"2024-07-02T08:26:55+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/websitedesigns.com.au\/elankanew\/wp-content\/uploads\/2024\/07\/Personal-Finance.png\" \/>\n\t<meta property=\"og:image:width\" content=\"600\" \/>\n\t<meta property=\"og:image:height\" content=\"400\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"eLanka admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"eLanka admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/websitedesigns.com.au\/elankanew\/personal-finance-saving-investing-and-planning-for-the-future-by-bhanuka-elanka\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/websitedesigns.com.au\/elankanew\/personal-finance-saving-investing-and-planning-for-the-future-by-bhanuka-elanka\/\"},\"author\":{\"name\":\"eLanka admin\",\"@id\":\"https:\/\/websitedesigns.com.au\/elankanew\/#\/schema\/person\/f6e635b74ab35ef88a68a9973cacc5bd\"},\"headline\":\"Personal Finance: Saving, Investing, and Planning for the Future – By Bhanuka – eLanka\",\"datePublished\":\"2024-07-02T08:26:55+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/websitedesigns.com.au\/elankanew\/personal-finance-saving-investing-and-planning-for-the-future-by-bhanuka-elanka\/\"},\"wordCount\":977,\"publisher\":{\"@id\":\"https:\/\/websitedesigns.com.au\/elankanew\/#organization\"},\"image\":{\"@id\":\"https:\/\/websitedesigns.com.au\/elankanew\/personal-finance-saving-investing-and-planning-for-the-future-by-bhanuka-elanka\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/websitedesigns.com.au\/elankanew\/wp-content\/uploads\/2024\/07\/Personal-Finance.png\",\"keywords\":[\"Budgeting tips\",\"Building an emergency fund\",\"Creating a financial plan\",\"Diversifying your portfolio\",\"Financial planning strategies\",\"Financial security tips\",\"How to save money\",\"Investing for beginners\",\"Long-term investment strategies\",\"Managing debt wisely\",\"Personal finance\",\"Personal finance tips\",\"Retirement planning\",\"Risk tolerance in investing\",\"Tax-advantaged accounts\"],\"articleSection\":[\"Articles\",\"Bhanuka Nuwan\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/websitedesigns.com.au\/elankanew\/personal-finance-saving-investing-and-planning-for-the-future-by-bhanuka-elanka\/\",\"url\":\"https:\/\/websitedesigns.com.au\/elankanew\/personal-finance-saving-investing-and-planning-for-the-future-by-bhanuka-elanka\/\",\"name\":\"Personal Finance: Saving, Investing, and Planning for the Future - By Bhanuka - eLanka - eLanka\",\"isPartOf\":{\"@id\":\"https:\/\/websitedesigns.com.au\/elankanew\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/websitedesigns.com.au\/elankanew\/personal-finance-saving-investing-and-planning-for-the-future-by-bhanuka-elanka\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/websitedesigns.com.au\/elankanew\/personal-finance-saving-investing-and-planning-for-the-future-by-bhanuka-elanka\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/websitedesigns.com.au\/elankanew\/wp-content\/uploads\/2024\/07\/Personal-Finance.png\",\"datePublished\":\"2024-07-02T08:26:55+00:00\",\"description\":\"Personal finance is a crucial aspect of life that affects our ability to achieve our goals and maintain a comfortable lifestyle\",\"breadcrumb\":{\"@id\":\"https:\/\/websitedesigns.com.au\/elankanew\/personal-finance-saving-investing-and-planning-for-the-future-by-bhanuka-elanka\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/websitedesigns.com.au\/elankanew\/personal-finance-saving-investing-and-planning-for-the-future-by-bhanuka-elanka\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/websitedesigns.com.au\/elankanew\/personal-finance-saving-investing-and-planning-for-the-future-by-bhanuka-elanka\/#primaryimage\",\"url\":\"https:\/\/websitedesigns.com.au\/elankanew\/wp-content\/uploads\/2024\/07\/Personal-Finance.png\",\"contentUrl\":\"https:\/\/websitedesigns.com.au\/elankanew\/wp-content\/uploads\/2024\/07\/Personal-Finance.png\",\"width\":600,\"height\":400,\"caption\":\"Personal Finance\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/websitedesigns.com.au\/elankanew\/personal-finance-saving-investing-and-planning-for-the-future-by-bhanuka-elanka\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/websitedesigns.com.au\/elankanew\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Articles\",\"item\":\"https:\/\/websitedesigns.com.au\/elankanew\/category\/articles\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Personal Finance: Saving, Investing, and Planning for the Future – By Bhanuka – eLanka\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/websitedesigns.com.au\/elankanew\/#website\",\"url\":\"https:\/\/websitedesigns.com.au\/elankanew\/\",\"name\":\"eLanka\",\"description\":\"eLanka - Sri lanka events in Australia\",\"publisher\":{\"@id\":\"https:\/\/websitedesigns.com.au\/elankanew\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/websitedesigns.com.au\/elankanew\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/websitedesigns.com.au\/elankanew\/#organization\",\"name\":\"eLanka\",\"url\":\"https:\/\/websitedesigns.com.au\/elankanew\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/websitedesigns.com.au\/elankanew\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/websitedesigns.com.au\/elankanew\/wp-content\/uploads\/2020\/03\/elanka-logo.jpg\",\"contentUrl\":\"https:\/\/websitedesigns.com.au\/elankanew\/wp-content\/uploads\/2020\/03\/elanka-logo.jpg\",\"width\":192,\"height\":82,\"caption\":\"eLanka\"},\"image\":{\"@id\":\"https:\/\/websitedesigns.com.au\/elankanew\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/eLanka.com.au\/\",\"https:\/\/www.linkedin.com\/in\/elanka\/\",\"https:\/\/www.youtube.com\/user\/SriLankanDownUnder\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/websitedesigns.com.au\/elankanew\/#\/schema\/person\/f6e635b74ab35ef88a68a9973cacc5bd\",\"name\":\"eLanka admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/websitedesigns.com.au\/elankanew\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/2e0d346a7f97b80e861cdeafe7b7de523b59f5060666f1a5da8369457bf9b6c3?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/2e0d346a7f97b80e861cdeafe7b7de523b59f5060666f1a5da8369457bf9b6c3?s=96&d=mm&r=g\",\"caption\":\"eLanka admin\"},\"sameAs\":[\"https:\/\/websitedesigns.com.au\/elankanew\"],\"url\":\"https:\/\/websitedesigns.com.au\/elankanew\/author\/elanka\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Personal Finance: Saving, Investing, and Planning for the Future - By Bhanuka - eLanka - eLanka","description":"Personal finance is a crucial aspect of life that affects our ability to achieve our goals and maintain a comfortable lifestyle","robots":{"index":"noindex","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"og_locale":"en_US","og_type":"article","og_title":"Personal Finance: Saving, Investing, and Planning for the Future - By Bhanuka - eLanka","og_description":"Personal finance is a crucial aspect of life that affects our ability to achieve our goals and maintain a comfortable lifestyle","og_url":"https:\/\/websitedesigns.com.au\/elankanew\/personal-finance-saving-investing-and-planning-for-the-future-by-bhanuka-elanka\/","og_site_name":"eLanka","article_publisher":"https:\/\/www.facebook.com\/eLanka.com.au\/","article_published_time":"2024-07-02T08:26:55+00:00","og_image":[{"width":600,"height":400,"url":"https:\/\/websitedesigns.com.au\/elankanew\/wp-content\/uploads\/2024\/07\/Personal-Finance.png","type":"image\/png"}],"author":"eLanka admin","twitter_card":"summary_large_image","twitter_misc":{"Written by":"eLanka admin","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/websitedesigns.com.au\/elankanew\/personal-finance-saving-investing-and-planning-for-the-future-by-bhanuka-elanka\/#article","isPartOf":{"@id":"https:\/\/websitedesigns.com.au\/elankanew\/personal-finance-saving-investing-and-planning-for-the-future-by-bhanuka-elanka\/"},"author":{"name":"eLanka admin","@id":"https:\/\/websitedesigns.com.au\/elankanew\/#\/schema\/person\/f6e635b74ab35ef88a68a9973cacc5bd"},"headline":"Personal Finance: Saving, Investing, and Planning for the Future – By Bhanuka – eLanka","datePublished":"2024-07-02T08:26:55+00:00","mainEntityOfPage":{"@id":"https:\/\/websitedesigns.com.au\/elankanew\/personal-finance-saving-investing-and-planning-for-the-future-by-bhanuka-elanka\/"},"wordCount":977,"publisher":{"@id":"https:\/\/websitedesigns.com.au\/elankanew\/#organization"},"image":{"@id":"https:\/\/websitedesigns.com.au\/elankanew\/personal-finance-saving-investing-and-planning-for-the-future-by-bhanuka-elanka\/#primaryimage"},"thumbnailUrl":"https:\/\/websitedesigns.com.au\/elankanew\/wp-content\/uploads\/2024\/07\/Personal-Finance.png","keywords":["Budgeting tips","Building an emergency fund","Creating a financial plan","Diversifying your portfolio","Financial planning strategies","Financial security tips","How to save money","Investing for beginners","Long-term investment strategies","Managing debt wisely","Personal finance","Personal finance tips","Retirement planning","Risk tolerance in investing","Tax-advantaged accounts"],"articleSection":["Articles","Bhanuka Nuwan"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/websitedesigns.com.au\/elankanew\/personal-finance-saving-investing-and-planning-for-the-future-by-bhanuka-elanka\/","url":"https:\/\/websitedesigns.com.au\/elankanew\/personal-finance-saving-investing-and-planning-for-the-future-by-bhanuka-elanka\/","name":"Personal Finance: Saving, Investing, and Planning for the Future - By Bhanuka - eLanka - eLanka","isPartOf":{"@id":"https:\/\/websitedesigns.com.au\/elankanew\/#website"},"primaryImageOfPage":{"@id":"https:\/\/websitedesigns.com.au\/elankanew\/personal-finance-saving-investing-and-planning-for-the-future-by-bhanuka-elanka\/#primaryimage"},"image":{"@id":"https:\/\/websitedesigns.com.au\/elankanew\/personal-finance-saving-investing-and-planning-for-the-future-by-bhanuka-elanka\/#primaryimage"},"thumbnailUrl":"https:\/\/websitedesigns.com.au\/elankanew\/wp-content\/uploads\/2024\/07\/Personal-Finance.png","datePublished":"2024-07-02T08:26:55+00:00","description":"Personal finance is a crucial aspect of life that affects our ability to achieve our goals and maintain a comfortable lifestyle","breadcrumb":{"@id":"https:\/\/websitedesigns.com.au\/elankanew\/personal-finance-saving-investing-and-planning-for-the-future-by-bhanuka-elanka\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/websitedesigns.com.au\/elankanew\/personal-finance-saving-investing-and-planning-for-the-future-by-bhanuka-elanka\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/websitedesigns.com.au\/elankanew\/personal-finance-saving-investing-and-planning-for-the-future-by-bhanuka-elanka\/#primaryimage","url":"https:\/\/websitedesigns.com.au\/elankanew\/wp-content\/uploads\/2024\/07\/Personal-Finance.png","contentUrl":"https:\/\/websitedesigns.com.au\/elankanew\/wp-content\/uploads\/2024\/07\/Personal-Finance.png","width":600,"height":400,"caption":"Personal Finance"},{"@type":"BreadcrumbList","@id":"https:\/\/websitedesigns.com.au\/elankanew\/personal-finance-saving-investing-and-planning-for-the-future-by-bhanuka-elanka\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/websitedesigns.com.au\/elankanew\/"},{"@type":"ListItem","position":2,"name":"Articles","item":"https:\/\/websitedesigns.com.au\/elankanew\/category\/articles\/"},{"@type":"ListItem","position":3,"name":"Personal Finance: Saving, Investing, and Planning for the Future – By Bhanuka – eLanka"}]},{"@type":"WebSite","@id":"https:\/\/websitedesigns.com.au\/elankanew\/#website","url":"https:\/\/websitedesigns.com.au\/elankanew\/","name":"eLanka","description":"eLanka - Sri lanka events in Australia","publisher":{"@id":"https:\/\/websitedesigns.com.au\/elankanew\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/websitedesigns.com.au\/elankanew\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/websitedesigns.com.au\/elankanew\/#organization","name":"eLanka","url":"https:\/\/websitedesigns.com.au\/elankanew\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/websitedesigns.com.au\/elankanew\/#\/schema\/logo\/image\/","url":"https:\/\/websitedesigns.com.au\/elankanew\/wp-content\/uploads\/2020\/03\/elanka-logo.jpg","contentUrl":"https:\/\/websitedesigns.com.au\/elankanew\/wp-content\/uploads\/2020\/03\/elanka-logo.jpg","width":192,"height":82,"caption":"eLanka"},"image":{"@id":"https:\/\/websitedesigns.com.au\/elankanew\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/eLanka.com.au\/","https:\/\/www.linkedin.com\/in\/elanka\/","https:\/\/www.youtube.com\/user\/SriLankanDownUnder"]},{"@type":"Person","@id":"https:\/\/websitedesigns.com.au\/elankanew\/#\/schema\/person\/f6e635b74ab35ef88a68a9973cacc5bd","name":"eLanka admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/websitedesigns.com.au\/elankanew\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/2e0d346a7f97b80e861cdeafe7b7de523b59f5060666f1a5da8369457bf9b6c3?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/2e0d346a7f97b80e861cdeafe7b7de523b59f5060666f1a5da8369457bf9b6c3?s=96&d=mm&r=g","caption":"eLanka admin"},"sameAs":["https:\/\/websitedesigns.com.au\/elankanew"],"url":"https:\/\/websitedesigns.com.au\/elankanew\/author\/elanka\/"}]}},"_links":{"self":[{"href":"https:\/\/websitedesigns.com.au\/elankanew\/wp-json\/wp\/v2\/posts\/138085","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/websitedesigns.com.au\/elankanew\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/websitedesigns.com.au\/elankanew\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/websitedesigns.com.au\/elankanew\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/websitedesigns.com.au\/elankanew\/wp-json\/wp\/v2\/comments?post=138085"}],"version-history":[{"count":1,"href":"https:\/\/websitedesigns.com.au\/elankanew\/wp-json\/wp\/v2\/posts\/138085\/revisions"}],"predecessor-version":[{"id":138088,"href":"https:\/\/websitedesigns.com.au\/elankanew\/wp-json\/wp\/v2\/posts\/138085\/revisions\/138088"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/websitedesigns.com.au\/elankanew\/wp-json\/wp\/v2\/media\/138086"}],"wp:attachment":[{"href":"https:\/\/websitedesigns.com.au\/elankanew\/wp-json\/wp\/v2\/media?parent=138085"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/websitedesigns.com.au\/elankanew\/wp-json\/wp\/v2\/categories?post=138085"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/websitedesigns.com.au\/elankanew\/wp-json\/wp\/v2\/tags?post=138085"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}